What is postdating check
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If you really want to cash a postdated check for the full amount, take it to the bank that issued the check — where the check writer has a checking account.
It is the duty of the person drawing a postdated check to notify, in writing, the separate office or branch of the institution upon which such check is drawn, giving a complete description thereof, including the name of the payee, the date, the number, and the amount thereof; otherwise, the institution is not liable for paying such check.
A postdated check is a check with a date in the future written on it. If I write my check now and put "September 1, 2015" as the date, I've written a postdated check. This means that if you do not notify your bank of the postdated check, your check may be cashed or deposited.
In some cases, postdated checks get deposited, and nobody ever notices (they don’t look closely at the date).
Technically a check is a contract, so if a person took a check into the bank and it was dated for tomorrow, they could not cash it. Writing a post dated check in Pennsylvania is perfectly legal as long as the person to whom you give the check does not submit it for cashing before the date you put on your check.In order to instruct the bank not to issue the funds early, both state and federal banking laws require that you give the bank “reasonable notice of the postdating.” Federal lawdoes not provide a minimum time period within which you notify the bank.You should do it as soon as possible to allow the bank time to process the instructions.It is technically illegal to write a post dated check.
Post-dated checks are technically illegal throughout the entire US.It is illegal to write a check when you know you don’t have the funds to cover it, but things get a little fuzzy – and details depend on state law – when you postdate a check (assuming it is accepted as payment).