Lower credit card debt without consolidating

15-Aug-2020 00:52

According to Credit Cards.com’s weekly Credit Card Rate Report, the average credit card annual percentage rate (APR) for the first week in February is a whopping 16.39%.

If you’ve had a history of late payments, carry high balances, and your debt-to-credit-limit ratio is too high, your credit has probably suffered.Your creditors don’t have any claim to collateral should you default, which means they can come after When you have massive unsecured debt, you want to take action as quickly as possible.